Buying a Home?
Call our Nana, she's the best in the business!
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
As Your Agent, We Will:
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Helpful Reports for Home Buyers
| Calculating Your Loan Payment | Click here to Download |
| Home Buyers Guide | Click here to Download |
| Mortgage Application Checklist | Click here to Download |
| Moving Checklist | Click here to Download |
| Rent vs. Buy | Click here to Download |
| What is a FICO? | Click here to Download |
| Who Pays For What? | Click here to Download |
| 30-Year Fixed-Rate Mortgage History | Click here to Download |
| 5 Lousy Reasons for Not Buying | Click here to Download |
| Short Sales | Click here to Download |
| San Diego Relocation Guide | Click here to Download |
Important Tax Information
|
Capital Gains Tax Q & A |
Click here to Download |
| CA Property Tax Timeline | Click here to Download |
| Understanding Mello - Roos | Click here to Download |
| Mello - Roos The Real Benefits | Click here to Download |
| Supplemental Property Taxes | Click here to Download |
| Proposition 8/13 | Click here to Download |
| Proposition 60/90 | Click here to Download |
Submit your information below and get complete details about every home you want to see...Rushed to you as soon as it hits the market, even prices and addresses!
